About
Built to close the gap between earning money and building income.
Micro Monies is a financial education and micro-business platform centered on one outcome: increasing monthly cash flow through small, income-producing ventures.
Most people were never taught how to create income in a practical, repeatable way. They were taught to budget. To save. To spend less. But rarely how to build, how to take what they have, start something small, and grow it into a real, consistent income stream. That gap is what this platform is built to close.
Personal finance and business finance are not the focus here. They are the tools — the knowledge that helps you keep, manage, and grow what you build. The real work is in the building.
How it works
Everything here connects back to one progression.
1 — Earn
Learn how to create income through micro-businesses, side ventures, and income-producing opportunities.
2 — Keep
Understand where your money is going and reduce what is working against you.
3 — Organize
Build simple systems to manage your money and your business without overcomplicating it.
4 — Grow
Use what you have built to invest, lend, and expand your income over time.
Who it's for
Built for people who are actively building or ready to start.
The person who wants to launch their first income stream but does not know where to begin.
The side hustler who is making money but has no structure around it.
The professional who wants income beyond their career.
The person rebuilding their financial foundation from the ground up.
The person who learns better alongside a community than alone.
If you are somewhere in that range, this platform was built with you in mind.
Meet Sam
Built by someone who's actually doing it.
Micro Monies was founded by Samonae Carter.
Her introduction to entrepreneurship came at 11 years old through a chance encounter with a hot air balloon company at a local ice cream shop. What stood out was not just the business, it was the freedom. Many of these companies were family-owned, and she saw people designing their own lives, choosing when and how they worked. From that moment, the idea of creating her own path took hold.
Today, she manages airport operations and intentionally builds income streams alongside that, through vending, private lending, and real estate. That combination of operational discipline, systems thinking, and entrepreneurship is the foundation Micro Monies is built on.
She built this platform because the gap between earning money and building income is real, and most people are navigating it without a roadmap. Micro Monies is that roadmap, practical, honest, and built for real life.
Samonae Carter | Founder, Micro Monies
Ready to start?
The best place to begin is the Micro Monies Cash Flow Starter Kit — a step-by-step framework covering the fundamentals of cash flow, where money leaks, and how to begin building income intentionally.
From small money moves to real income streams.